It’s not uncommon to lose your keys or get locked out of your house, but will your insurance provider cover locksmith services?
The reality is that some insurance policies cover locksmith services, but not all. And even if they do, the coverage is generally quite limited. Any insurance providers that cover locksmith services tend to pay for the following:
- Lost or stolen keys. Since a lost or stolen key could put your valuables at risk, some insurers will pay towards having the locks replaced or rekeyed. The same applies if your locks are damaged due to a peril.
- Property damaged by a covered peril. Should fire, hail, or storms of any kind damage your windows, doors, and locks, there’s a good chance your insurance provider will cover some of the costs.
- Stolen safes. It doesn’t happen too often but it’s not unheard of either. If your safe is either stolen or damaged, your insurer should cover some of the costs to replace or repair it.
Then there are automotive locksmith services. Getting locked out of your vehicle might be covered by any roadside assistance policies you have in place. However, this once again depends on the policy.
If you are searching for an affordable and reliable locksmith, contact Wynwood Locksmith on 786-358-6116.